Lead Operations Representative - Credit Operations

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.

One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.

Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.

Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!

Your background

• Graduate/MBA from a reputed institute with about 3 to 4 years of experience in operations processing in a bank.
• Good knowledge of credit and/or credit risk
• Strong written and oral communication skills
• Good computing and accounting skills
• Quality conscious and having flair for constant process improvement.
• Ability to manage volumes with accuracy.

What you can expect

Global Banking Operations is seeking to expand its services & infrastructure in Asia.  The business is looking for dynamic and talented individuals to support the strategy to meet the growth of clients and client management groups. The Credit Operations team provides significant operations support in on-boarding and servicing clients of the bank. The team facilitates grant of limits to borrowers, monitoring and the requisite regulatory reporting. The role is critical in facilitating the clients to use the banks products and services.

What you will do

• Ensuring that Credit data is correctly captured and reflected on the bank’s systems.
• Responsible for processing and reviewing day-to-day transactions and generating internal MIS for all support functions as required.
• Responsible for processing and reviewing day-to-day transactions and generating internal MIS for all support functions as required.
• Ensure appropriate documentation in place in accordance with bank policies & procedures, to facilitate borrowing by the client, and ensure lien/security/collateral perfection.
• Provide appropriate support to Credit Managers as and when needed on various client portfolios.
• Manage Statutory and regulatory compliance functions for the Credit Portfolio of the Bank including preparation of exception report, Central Bank reporting and MIS to Top Management
• Ensuring adherence to both internal and regulatory guidance with respect to these processes.
• Actively participate in all projects relating to credit services and support Credit service Manager for timely completion of projects