Enterprise Small Business Banker

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.

One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.

Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.

Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!

Job Description:
This job is responsible for working with Small Business clients to grow and deepen both new and existing relationships over the phone. Key responsibilities include working with clients with revenues up to $5 million and delivering the entire suite of Small Business solutions including deposit, payroll, treasury, merchant, credit card, non-card lending, and digital solutions. Job expectations include providing end-to-end guidance and solutions to Small Business clients by taking a consultative approach and uncovering their life priorities to match them with appropriate solutions.

Responsibilities:

• Manages a portfolio of clients and leverages in-depth knowledge of clients business to uncover needs and deliver the appropriate solution

• Collaborates with sales and support partners across the enterprise and brings in partners at the appropriate time to support a sales opportunity

• Consults with Small Business clients to understand their business priorities and provide solutions that meet their needs

• Provides excellent overall client satisfaction

• Partners with credit, treasury, and Merrill product partners to ensure quality relationship assessment, prospect needs, and integrate design and execution of financial solutions

• Builds meaningful relationships and partnerships

• Executes on playbook strategies to achieve performance targets

Relevant Skills:

• Client Experience Branding

• Client Management

• Client Solutions Advisory

• Customer and Client Focus

• Pipeline Management

• Credit Documentation Requirements

• Financial Analysis

• Oral Communications

• Prioritization

• Referral Management

• Coaching

• Interpret Relevant Laws, Rules, and Regulations

• Risk Management

• Written Communications

Required Qualifications:

• 3-5 years of proven consultative sales experience in financial services, business to business sales, or small business banking

• Ability to operate in a phone-based sales environment

• Proven track record of enhancing existing client relationships and meeting or exceeding sales goals

• Proven sales skills and client management experience

• Must be able to assess and analyze financial conditions of clients and industry trends

• Ability to understand and interpret financial statements and cash flow analysis

• Must have excellent verbal and written communication skills and demonstrated leadership ability

• Capable of partnering and negotiating with team of bank associates to solve client issues

• Undergraduate degree in business, finance or economics preferred OR minimum 7 years relevant work experience

• Proficient with Microsoft Office Products (Word, Excel, PowerPoint)

Desired Qualifications:

• Demonstrated management of an extensive client portfolio with annual revenues of $500k-$5 million

• Thorough knowledge of small business financial products and services

• 10+ years of business experience

• Experience advising business owners on complex credit / lending solutions

• Familiarity with sales force automation (Salesforce.com/ACT)

• Ability to demonstrate examples of improving specific businesses financial outcomes by interpreting financial statements and recommending specific levers

Shift:

Hours Per Week: