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Junior AML Onboarding Analyst – Business Banking

Jacksonville, Florida
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Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

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Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

 

Job Description:
This job is responsible for providing moderately complex research, reporting, and analytical support for the delivery of end-to-end support for Global Markets sales, trading and underwriting business for securities, foreign exchange, fixed income, exchange traded derivatives, and over-the-counter derivatives across multiple Lines of Business. Key responsibilities include carrying out duties under general supervision and assisting teammates while following established procedures.

Responsibilities:

  • Maintains accuracy of client portfolio using internal and external comparison tools
  • Performs research and conducts moderately complex analyses using established techniques, including transactions that require special handling and exception handling
  • Explores methods to enhance processes, further reduce risks, and boost client experience
  • Partners with colleagues on the trade and sales support teams, as well as external agents
  • Creates reports and liaises with internal partners to ensure proper client reporting and assist with regulatory reporting
  • Escalates potential risks and exposures to manager in a timely manner
  • Assists with ad-hoc projects, new processes, or initiatives requiring coordination among subject matter experts representing multiple product areas or functions

Required Qualifications:

  • Microsoft Excel experience

Desired Qualifications:

  • Familiarity with the full Microsoft Office Suite, including Word, Outlook and Access
  • Experience with data analysis, including maintaining databases, collecting data, filtering and cleaning data, identifying patterns, interpreting data and presenting findings
  • Associate’s Degree or higher with a major in business, finance, accounting, economics or a related field
  • Experience in the financial services industry​

Skills:

  • Attention to Detail
  • Critical Thinking
  • Data Collection and Entry
  • Recording/Organizing Information
  • Research
  • Fraud Management
  • Interpret Relevant Laws, Rules, and Regulations
  • Problem Solving
  • Quality Assurance
  • Risk Management
  • Adaptability
  • Customer and Client Focus
  • Prioritization
  • Result Orientation
  • Written Communications

Line of Business Job Description

Role Overview:

The Junior AML Onboarding Analyst supports the onboarding of new Business Banking clients by performing required Anti‑Money Laundering (AML) and Know Your Customer (KYC) checks. The role ensures all customers meet regulatory and internal compliance standards before account opening or product activation. This is an entry‑level role ideal for candidates building experience in financial crime, onboarding, and business banking operations.

Key Responsibilities:

Customer Due Diligence (CDD)

  • Collect and validate onboarding documentation for business clients (e.g., company registrations, ownership structure, financial statements).
  • Perform CDD reviews for low‑ and medium‑risk business clients under supervision.
  • Assist with identifying and verifying beneficial ownership (UBOs), directors, and authorised signatories.

AML & Compliance Screening

  • Conduct screening against sanctions lists, PEP lists, and negative news databases using internal systems.
  • Escalate potential matches to senior team members or the Financial Crime team for review.
  • Apply internal AML/KYC standards and ensure documentation meets quality requirements.

Risk Assessment & Onboarding Support

  • Support initial risk scoring of customer profiles and identify inconsistencies or missing information.
  • Work with Relationship Managers, Business Banking teams, and Compliance to resolve documentation gaps.
  • Maintain accurate, up‑to‑date records in onboarding and workflow systems.

Operational Excellence

  • Ensure onboarding cases are completed within agreed SLAs and regulatory timelines.
  • Follow standard operating procedures and contribute to continuous improvement initiatives.
  • Assist with periodic reviews and housekeeping of customer files where required.

Skills & Experience Required:

Essential

  • Strong attention to detail and ability to work with accuracy in a regulated environment.
  • Good understanding of basic AML/KYC concepts and financial crime risks.
  • Strong communication skills for interacting with frontline teams and clients where needed.
  • Ability to manage multiple cases simultaneously in a fast‑paced environment.
  • Competent with Microsoft Office (Excel, Outlook, Word) and ability to learn onboarding systems.

Desirable

  • Prior experience in banking operations, AML, onboarding, or customer due diligence (internships or entry roles welcome).
  • Familiarity with business banking clients (SMEs, corporates, partnerships, sole traders).
  • Exposure to sanctions, PEP screening tools, or workflow case management systems.

Qualifications:

  • Degree or equivalent work experience preferred, ideally in finance, business, law, or a related field.
  • AML/KYC certifications (e.g., ICA, ACAMS) are a plus but not required for junior roles.

Key Attributes:

  • Curious mindset with willingness to learn AML and regulatory frameworks.
  • Team‑oriented, proactive, and adaptable.
  • High integrity, confidentiality, and commitment to compliance.

Shift:

1st shift (United States of America)

Hours Per Week: 

40

Learn more about this role

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Full time

JR-26009037

Manages People: No

Travel: No

Age requirement: Must at least be 18 years of age.

Street Address

Primary Location:

9000 SOUTHSIDE BLVD BLDG 300, FL, Jacksonville, 32256

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