Software Engineer lll - Wire Payments Platform

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.

Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
 

Job Description:
This job is responsible for developing and delivering complex requirements to accomplish business goals. Key responsibilities of the job include ensuring that software is developed to meet functional, non-functional and compliance requirements, and solutions are well designed with maintainability/ease of integration and testing built-in from the outset. Job expectations include a strong knowledge of development and testing practices common to the industry and design and architectural patterns.

Responsibilities:

• Codes solutions and unit test to deliver a requirement/story per the defined acceptance criteria and compliance requirements
• Designs, develops, and modifies architecture components, application interfaces, and solution enablers while ensuring principal architecture integrity is maintained
• Mentors other software engineers and coach team on Continuous Integration and Continuous Development (CI-CD) practices and automating tool stack
• Executes story refinement, definition of requirements, and estimating work necessary to realize a story through the delivery lifecycle
• Performs spike/proof of concept as necessary to mitigate risk or implement new ideas
• Automates manual release activities
• Designs, develops, and maintains automated test suites (integration, regression, performance)

Position Summary

We are seeking a highly experienced and technically proficient Software Engineer to join our team in building a next-generation wire payment processing platform. This role blends leadership, architecture, and hands-on development responsibilities, requiring deep expertise in modern technologies and payment systems.

The Software Engineer will guide cross-functional teams in delivering high-impact features, ensuring alignment with business objectives, technical standards, and agile delivery practices. The ideal candidate will have strong experience in Java, Node.js, Oracle, Kafka, RabbitMQ, and cloud platforms (AWS, Azure, or GCP).

This role demands a strong understanding of payment systems including Wire, ACH, and RTP, and the ability to lead teams through complex technical challenges.

Required Qualifications:

• Five to seven years experience tackling complex challenges in distributed data systems using Java (Enterprise Edition), Oracle SQL, and Python.
• Five to seven years using Java/J2EE technologies to develop scalable enterprise-grade applications, libraries, and frameworks.
• Five years experience designing and developing solution architecture to scale backend systems with Spring framework, Spring MVC, and RESTful APIs.
• Hands-on experience with messaging systems like Kafka and RabbitMQ.
• Experience with cloud-native development and deployment (AWS, Azure, or GCP).
• Utilized DevOps technologies for CI/CD including Ansible, Jenkins, JFrog, and Git.
• Designed and implemented database development on Oracle Exadata.
• Proven experience in leading and mentoring a team of engineers.
• Strong understanding of software development, testing, deployment, and support using agile methodologies.
• Expert-level proficiency in Java Enterprise Edition and related frameworks (e.g., Spring, Hibernate) and advanced SQL.
• Excellent written and verbal communication skills.
• Ability to write specifications and design documents.

Desired Qualifications:

• Domain expertise in payment systems including Wire, ACH, RTP.
• Knowledge of ISO 20022 messaging standards.
• Exposure to event-driven architecture and distributed systems.
• Understanding of regulatory and compliance requirements in financial services.
• Experience with observability tools like Splunk, Prometheus, and Grafana.
• Knowledge of financial products data such as Equities, Fixed Income, and Derivatives.
• Agile/Scrum certification or experience working in agile environments.

Skills:

• Application Development
• Automation
• Influence
• Solution Design
• Technical Strategy Development
• Architecture
• Business Acumen
• DevOps Practices
• Result Orientation
• Solution Delivery Process
• Analytical Thinking
• Collaboration
• Data Management
• Risk Management
• Test Engineering

Shift:

Hours Per Week: