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Home Equity Underwriter - Sr. Home Equity Underwriter

Tampa, Florida;

Job Description:

As a Bank of America Mortgage Underwriter you will be responsible for but not limited to the underwriting of residential loans ensuring compliance with appropriate company and secondary market investor standards. A Mortgage Underwriter will be responsible for examining loan documentations for accuracy and completeness while working with loan originator or production staff to secure all required documents. You may be required to work with more senior mortgage underwriters on loan exceptions having the authority to withdraw and decline loans. Mortgage Underwriters may be involved in one or several types of mortgage lending (conventional, government-backed, home equity etc.) You may also be required to respond directly to individual and investor audits. This job code includes all levels of underwriting authority and exception levels.


Required skills:
- Strong analytical skills.
- 1-2 year previous manual Mortgage Underwriting experience.
- Strong oral and written communication skills.
- Excellent interpersonal skills.
- Must have excellent problem solving skills.
- Thorough understanding of credit and an ability to review complex financial documents.
- Ability to assess an individual's creditworthiness while adhering to all regulatory and compliance requirements.
- Ability to make credit recommendations.
- Commitment to teamwork.
- Ability to meet production, quality and service standards along with providing direct coaching and feedback to ensure quality.
- Self-motivated.
- Ability to work in a fast-paced, high volume environment, while practicing sound lending judgment.

- Must have previous experience in recommending exception waivers and fully understand and be able to explain (in detail) mitigating factors


Desired skills:
- FHA and VA underwriting experience with DE and SAR.
- Customer contact experience & customer focused.
- Computer & typing skills, with knowledge of Microsoft office.
- Self starter, positive attitude & ability to multi-task.

mtgudr

Job Band:

H6

Shift: 

1st shift (United States of America)

Hours Per Week:

40

Weekly Schedule:

Referral Bonus Amount:

1000

Job Description:

As a Bank of America Mortgage Underwriter you will be responsible for but not limited to the underwriting of residential loans ensuring compliance with appropriate company and secondary market investor standards. A Mortgage Underwriter will be responsible for examining loan documentations for accuracy and completeness while working with loan originator or production staff to secure all required documents. You may be required to work with more senior mortgage underwriters on loan exceptions having the authority to withdraw and decline loans. Mortgage Underwriters may be involved in one or several types of mortgage lending (conventional, government-backed, home equity etc.) You may also be required to respond directly to individual and investor audits. This job code includes all levels of underwriting authority and exception levels.


Required skills:
- Strong analytical skills.
- 1-2 year previous manual Mortgage Underwriting experience.
- Strong oral and written communication skills.
- Excellent interpersonal skills.
- Must have excellent problem solving skills.
- Thorough understanding of credit and an ability to review complex financial documents.
- Ability to assess an individual's creditworthiness while adhering to all regulatory and compliance requirements.
- Ability to make credit recommendations.
- Commitment to teamwork.
- Ability to meet production, quality and service standards along with providing direct coaching and feedback to ensure quality.
- Self-motivated.
- Ability to work in a fast-paced, high volume environment, while practicing sound lending judgment.

- Must have previous experience in recommending exception waivers and fully understand and be able to explain (in detail) mitigating factors


Desired skills:
- FHA and VA underwriting experience with DE and SAR.
- Customer contact experience & customer focused.
- Computer & typing skills, with knowledge of Microsoft office.
- Self starter, positive attitude & ability to multi-task.

mtgudr

Shift:

1st shift (United States of America)

Hours Per Week: 

40

Learn more about this role

Full time

JR-21075495

Band: H6

Manages People: No

Travel: No

Manager:

Talent Acquisition Contact:

Cindy Herrick

Referral Bonus:

1000

Connecticut job seekers

Connecticut pay range:

$ 37.50 - $ 45.00 hourly pay, offers to be negotiated based on experience, education and skill set.

Predictable pay

This role is compensated with a base salary and is not incentive eligible.

Benefits

This role is currently benefits eligible. We provide industry-leading benefits, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.