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Brazill Wholesale Credit Associate/Vice President

Sao Paulo, , Brazil

Job Description:

Wholesale Credit (WC) is responsible for underwriting credit products for large corporate clients in Bank of America Merrill Lynch’s Global Corporate and Investment Bank (GCIB).  WC partners with teams across GBAM including Corporate and Investment Banking, Sales & Trading and Global Treasury Management to drive revenue growth while maintaining appropriate risk disciplines specific to GCIB’s corporate credit portfolio.  Integral to WC’s mission is to effectively manage and monitor the credit and market risks inherent in the Large Corporate portfolio.


  • Fundamental Credit Analysis of Corporate clients (including assessment of key credit risks, Industry structure, business profile, financial/economic standing and projections)

  • Perform comprehensive and in-depth company and industry research

  • Participate in due diligence sessions and client-facing meetings

  • Engage in credit documentation negotiations for loans , trade finance and derivatives agreements.

  • Be accountable for active client monitoring with a regular review and update of the analysis of counterparties and existing risk ratings as well as industry trends and news flow

  • Manage low maintenance accounts and simple transactions

  • Engage in other credit related activities including presentations to senior management and local regulatory attributions

Core skills and requirements

  • Bachelor's degree in Accounting, Business Administration, Economics or Engineering

  • 6-10 years of experience (internship or full time) in Credit areas of Financial Institutions, Equity Research or related areas

  • Experience in credit analysis of Banks and Non-Banks Financial Institutions will be considered a plus

  • Fluent in English and Portuguese

  • Strong analytical and technical skills, including financial accounting and projection of main financial statements

  • Ability to understand and represent more complex oriented transactions/deals in oral & written form

  • Solid MS Word, Excel and PowerPoint

  • Team player, excellent communication skills, proactive and hands-on approach

Learn more about this role

Full time


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Check out the São Paulo office

Located in the hip and trendy neighborhood Itaim Bibi, we’re a beautiful walk away from Ponte Estaiada, Parque do Povo and the delicious food emporium Eataly São Paulo.

Close-up side shot of the words Bank of America Merrill Lynch on outside office wall