Welcome to Financial Wellness

Experts have curated and recommended resources just for you from our Better Money Habits® and Small Business Resources sites. Click to see helpful resources related to credit and debt management, saving and budgeting, and other key financial wellness topics. Be sure to register for a free live, virtual instructor led workshop.

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General financial wellness
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Financial Wellness: Economic Mobility Basics Virtual Instructor Led Workshop

60 minutes

Attend a live webinar with a Better Money Habits ambassador to learn about Better Money Habits, Bank of America’s signature offering for on-demand, situationally-relevant financial education content for all – free to prospects, customers and communities.

Understanding Credit Cards, Credit Management, and Credit Scores

2 minutes

Credit can help you secure a loan, buy a car and more. Get credit management tips and learn how credit affects your financial identity.

Tips to Manage, Payoff, and Get Out of Debt

2 minutes

Debt is a reality for mostly everybody, but it doesn’t define your financial future. Learn how to keep debt manageable and pay it off.

Saving & Budgeting

2 minutes

Setting budgets and building savings can help you meet financial goals. Get strategies and tips to better manage your money.

Spotlight: Navigating the new normal

2 minutes

As we continue to feel the impacts of the coronavirus, these resources can help you find your way—from immediate needs to longer-term plans.

Home ownership

2 minutes

Homeownership is a big decision, investment and responsibility. Get homebuying tips to make smart decisions before and after you buy.

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Job seekers
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Financial Wellness: Economic Mobility Basics Virtual Instructor Led Workshop

60 minutes

Attend a live webinar with a Better Money Habits ambassador to learn about Better Money Habits, Bank of America’s signature offering for on-demand, situationally-relevant financial education content for all – free to prospects, customers and communities.

Financial independence: How to break up with your parents

2 minutes

Adulting isn’t always easy. Managing credit cards, paying off student debt and budgeting—all without help from mom and dad—can be overwhelming.

New job? Make the most of your employee benefits

2 minutes

These four steps will help you get settled and get down to business.

Spotlight page: Work and your financial life

2 minutes

A guide to salary, benefits and planning for your future, whether you're just starting out or planning for retirement.

What's in your credit report

2 minutes

A credit report is a snapshot of your financial life. Lenders, employers, insurers and landlords can make decisions based on the contents of your report, and that information also determines your credit score.

Your 401K 10 Things to find out

2 minutes

Starting a new job? Good for you! If your company offers you a 401(k) plan, you may have some important decisions to make. If you don’t know the answers to these 10 key questions, check your plan documents.

Get ahead of the job market: 8 ideas to make your college tuition pay off

2 minutes

College is an investment—consider these tips to get hired after graduation and maximize your returns.

7 strategies for living on a single income

2 minutes

Thinking of making the transition from multiple paychecks to living on a single income? These tips can help.

Credit vs. debit: What’s the difference?

2 minutes

Credit and debit cards may look similar, but their features and uses are very different.

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College students
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Financial Wellness: Economic Mobility Basics Virtual Instructor Led Workshop

60 minutes

Attend a live webinar with a Better Money Habits ambassador to learn about Better Money Habits, Bank of America’s signature offering for on-demand, situationally-relevant financial education content for all – free to prospects, customers and communities.

5 ways to pay off student loans faster

2 minutes

Consider these tactics to tackle your student debt, and save for other financial goals.

Terms to know when you take out student loans

2 minutes

Getting a handle on the central concepts of student loans as early as possible can help with borrowing choices now and the repayment process down the road.

Students: How to spot 6 common scams

2 minutes

As a high school or college student, you have many responsibilities such as studying for exams, holding down a part-time job and handling at least some of your own finances. While you’re doing all this, con artists may also be trying to separate you from your cash.

4 key credit moves for 20-somethings

2 minutes

What you can do now to boost your credit score and build the foundation for your financial future.

Spotlight: Financial habits for living on your own

2 minutes

A guide to everything from moving into your own place to getting your financial house in order.

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High school students
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Financial Wellness: Economic Mobility Basics Virtual Instructor Led Workshop

60 minutes

Attend a live webinar with a Better Money Habits ambassador to learn about Better Money Habits, Bank of America’s signature offering for on-demand, situationally-relevant financial education content for all – free to prospects, customers and communities.

Your bank account: 10 questions to ask

2 minutes

What looks on paper like a no-fee or low-cost account may not actually be the one that’s best suited to your needs. Here are 10 questions to ask to help figure out if your account is right for you.

8 tips for getting the most out of your checking account

2 minutes

These checking account features make it easier to manage your money.

Teen guide: How to handle your first debit card

2 minutes

Getting a debit card is a big step toward managing your own money—but with financial freedom comes responsibility. As a first-time debit card carrier, here’s what you should know.

Spotlight: Financial guidance for students

2 minutes

Graduate to the next phase of life with help from these resources—from paying for college to budgeting, bank accounts and credit scores.

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Military
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Financial Wellness: Economic Mobility Basics Virtual Instructor Led Workshop

60 minutes

Attend a live webinar with a Better Money Habits ambassador to learn about Better Money Habits, Bank of America’s signature offering for on-demand, situationally-relevant financial education content for all – free to prospects, customers and communities.

Spotlight page: Going from military to civilian life

2 minutes

Prepare for post-military life. Learn about VA home loan benefits, health care options and ways to pay down debt.

Military hub
2 minutes

You support us, let us support you and your family. At Bank of America, we have the right tools and resources to help military personnel and veterans of all branches get closer to their financial goals. Learn more >

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Enterpreneurs
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Starting a Business

Start a Business

2 minutes

Looking to start a business? Get the tools, information and products you need to take on your small business journey with confidence.

Tax basics for small businesses

2 minutes

Plan for business taxes from day one to ensure accuracy and reduce the risk of tax penalties down the line.

What is a point of sale system and how to choose one for your small business

2 minutes

Today’s POS systems are far more than just a modern cash register.

Know the rules before hiring your first employee

2 minutes

The decision to hire a full-time employee can be exhilarating or nerve-wracking. Or both.

Running a business

Cash flow management basics for small businesses

2 minutes

Managing cash flow — how much money is going out the door versus how much is coming in — is essential for every business.

Payroll service options for your small business

2 minutes

If your business has employees, you'll need a system to handle payroll, either in-house or externally.

How to research benefit options for your employees

2 minutes

If you’re a business owner with even a small workforce, providing benefits beyond a salary is key to attracting desirable employees while remaining competitive.

Building a more resilient business

2 minutes

Prepare for the unexpected.

Growing a business

Financing options for small businesses

2 minutes

Outside funding to pursue new opportunities or endure a period of uncertainty.

Guide: Growing a business

2 minutes

This guide provides the essential information to help you take that next step in growing your business.

Factors that impact loan decisions (and how to increase your approval odds)

2 minutes

If you are considering applying for financing to close the gap, it is important to understand what lenders look for when evaluating a loan application.

How to do market research for your business

2 minutes

Market research is a valuable tool that helps small business owners make decisions about new products, emerging customer needs or new markets to enter.

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DISCLAIMER: These trainings and materials are provided as a service to the community, “as is,” with no guarantee of completeness, accuracy, timeliness, or of the results obtained from the use, express or implied, including, but not limited to employment at Bank of America, warranties of performance, quality and fitness for a particular purpose. These trainings and materials should be regarded as general information. ©2024 Bank of America Corporation. All rights reserved.