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Vice President, Subsidiary Lending Group (SLG) / MNC business, GCIB Credit India

Mumbai, , India

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.

One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.

Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.

Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!

Job Description:
SLG (part of GCIB Credit) is a front office unit that works closely with origination function such as Corporate Banking, Global Markets, and Global Payment Services to identify opportunities and deliver credit product solutions to customers. SLG India is specifically responsible for the document negotiation, financial analysis, execution of transactions as well as the subsequent monitoring and management of portfolio quality and exposures.


Primary responsibility is to actively manage the credit due diligence for the portfolio of multi-national companies including:

  • Manage the acceptance process of incoming credit relationships for the portfolio of multi-national companies.
  • Financial statement analysis
  • Preparation of credit due diligence of borrowers and obtain local credit, risk & senior management approvals.
  • Preparation, review & negotiation of credit documents and loan agreements.
  • Maintain close working dialogue with business partners to handle appropriate financial solutions for the clients. Also ensure early pre-screening of significant new client on-boarding, and / or transactions.
  • Perform ongoing portfolio monitoring and identify, escalate & manage emerging risks in the portfolio of clients.
  • Ensure portfolio of clients is compliant with internal policy and procedures as well as regulatory requirements.
  • Prepare and participate in internal/external/regulatory audits, reporting, surveys and examinations.
  • Participate in projects/initiatives to streamline and improve processes.
  • Identify and escalate emerging risks.
  • Review various legal documents for relevant credit products.


  • Professionally qualified (MBA/CA) with up to 8-12 years of experience in banking and finance or related field
  • Strong written and verbal communication skills in English
  • Able to interpret and analyze financial statements and conduct due diligence.
  • Good understanding of banking products across Loan, Trade Finance, Transactional Services & Treasury.
  • Experience with reading / interpreting credit documents and loan agreements.
  • Strong relationship building abilities with internal and external stakeholders.
  • Has an analytical mind and takes a proactive attitude towards problem solving.
  • Excellent time management skills and the ability to work effectively under pressure.
  • Experience in banking and finance and/or track record of relevant experience will be preferred.
  • Experience in analysing investment and sub-investment grade credit profiles and structures
  • Sound commercial judgment and strong business acumen.

Learn more about this role

Full time


Manages People: