Back to search results

Senior Credit Officer-Global Corporate and Investment Banking

Chicago, Illinois

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.

One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.

Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.

Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!

Job Description:
This job is responsible for managing, monitoring, and documenting credit risk for a portfolio of clients. Key responsibilities include monitoring changes in credit profiles, compliance with credit agreements as well as structuring and underwriting new financing solutions across the Global Banking and Markets product spectrum. Job expectations may include assessing risk solutions which adhere to the bank's risk appetite and risk strategies and coaching and managing team members.

The portfolio of clients consists of large US multinational companies across a broad range of industrial sectors. Credits in the portfolio are principally underwritten on a cash flow basis with a mix of investment grade and non-investment grade profiles. Products underwritten include syndicated loans, M&A bridge financings, currency and interest rate hedging solutions, cash management and supply chain finance.


  • Oversees and assesses the credit worthiness of borrowers based on due diligence findings, financial statement analysis, forecasting, analysis of company and industry risks, terms and conditions, and relationship profitability to provide high quality credit approval to Corporate Banking, Investment Banking, Global Markets, and Treasury
  • Exercises Delegated Approval Authority using sound judgement and expertise to make approval decisions for the business including new lending limits, structuring and negotiating deal terms, credit worthiness, annual reviews and renewals, risk ratings, and breach actions
  • Acts as a senior coverage team resource supporting ongoing credit matters and asset quality, maintaining adherence to the bank's risk appetite and risk strategies to mitigate losses while identifying opportunities to responsibly growing the loan portfolio
  • Leads new credit originations in coordination and collaboration with the coverage teams including Relationship Managers, Risk, Syndications, Treasury, and all other product partners
  • Negotiates and structures legal documentation related to loans and derivatives
  • Establishes appropriate internal risk ratings for clients and implements accurate adjustments throughout the client's credit life cycle
  • Trains, coaches, and mentors Credit Analysts and Associates

Required Qualifications:

  • Minimum of 7+ years commercial and/or corporate banking credit or risk experience.
  • Robust understanding of corporate finance and accounting concepts.
  • Excellent writing and verbal communication skills.
  • Strong negotiating and presentation skills.
  • Ability to work in a dynamic team environment.
  • Effective time management skills with ability to balance multiple competing priorities.


  • Analytical Thinking
  • Credit and Risk Assessment
  • Financial Analysis
  • Loan Structuring
  • Underwriting
  • Attention to Detail
  • Business Acumen
  • Financial Forecasting and Modeling
  • Research Analysis
  • Written Communications

Minimum Education Requirement: BA Degree Required, Finance, Accounting, Economics preferred.


1st shift (United States of America)

Hours Per Week: 


Learn more about this role

Full time


Manages People: No

Travel: Yes, 5% of the time

Street Address

Primary Location:
110 N Wacker Dr, IL, Chicago, 60606