Commercial Credit Manager I-II

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.

One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.

Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.

Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!

Job Description:

Responsible for leading and managing a team of Underwriters and Credit Officers dedicated to underwriting, structuring, advising, and negotiating credit solutions for Middle Market and Business Banking clients.  Role will be domiciled in Newport Beach, CA or San Diego, CA.  Client base is located throughout the Orange County, San Diego, and Inland Empire areas.  The Commercial Credit Manager will partner closely with sales and risk management colleagues to deliver balanced (risk versus reward) and market relevant client solutions that lead to long term client satisfaction, competitive advantage, and market share growth.  Key areas of accountability include market level loan and commercial credit revenue growth; strong asset quality; ensuring that credit approvals meet Bank policies and procedures; and that work quality is accurate and risk focused.

Position can be filled as a Credit Manager I or II

Managerial Responsibilities:
This position may also have responsibilities for managing associates. At Bank of America, all managers at this level demonstrate the following responsibilities, in addition to those specific to the role, listed above.

• Diversity & Inclusion Champion: Breaks down barriers to create a more inclusive environment that supports company D&I goals.
• Manager of Process & Data: Challenges end-to-end process efficiency and effectiveness, champion data driven decision-making and removes obstacles to optimize operations.
• Enterprise Advocate & Communicator: Contributes to enterprise strategy and influence messaging to connect team contributions to business purpose, results, and success.
• Risk Manager: Inspects and challenges risk controls, governance and culture to ensure the timely identification, escalation, debate and remediation of risk across the organization.
• People Manager & Coach: Coaches to sustain and elevates organizational performance while differentiating to ensure pay for performance.
• Financial Steward: Efficiently allocates and manages resources across the organization to drive short and long term profitability.
• Enterprise Talent Leader: Inspects and manages the health of the bench to ensure succession for the organization, while supporting enterprise talent needs.
• Driver of Business Outcomes: Mobilizes organizational resources to deliver the full range of the bank’s capabilities to meet client needs and to gain competitive advantage.

Required Skills:

• 15+ years of Commercial Banking Credit Experience

•  3+ years’ experience managing a credit team preferred

•  Outstanding communication and influence management skills

•  Ability to lead and model change while achieving business performance results

• The ability to mentor, develop and coach will be key attributes

Minimum Education Requirement: Bachelor's Degree required with and Advanced Degree Preferred

Shift:

Hours Per Week: