The CREB Credit Officer is the primary credit relationship contact with the client. The Credit Officer leads credit originations/modifications and is directly responsible to coordinate and collaborate with client management, syndications (as needed), and credit risk. The Credit Officer, along with an assigned Underwriter, will work directly with clients from initial assessment, deal structuring, final credit approval, legal document negotiations and closing. The Credit Officer will also advise CREB Portfolio Management with any post-closing actions if needed and manage credit actions as they arise from portfolio monitoring. The Credit Officer is a member of the CREB market team and is aligned to LOB regions/markets and is assigned a portfolio of clients. The Credit Officer is typically an individual contributor who reports to the Market Credit Executive and holds credit approval authority. The Credit Officer maintains knowledge of other BofA products including Investment Banking and Treasury Management and leverages product expertise to deliver the best possible and optimally integrated strategic solution for the client or prospect. The role is balanced between analysis of clients and prospects and their industries, design and execution of solutions, and the active management of asset quality. Client facing, the Credit Officer collaborates with the Relationship Manager, Treasury Solutions Officer, and other product partners, when needed, to assess client needs, design integrated solutions and deliver the bank to clients and prospects. Successful candidates will possess functional expertise (CRE underwriting/structuring, Credit Facility Agreement negotiations with Legal Counsel), strong written and verbal communication skills, and will have demonstrated strong performance with a focus on collaboration, driving operational excellence and the ability to influence leaders, peers, and clients.
Functional Role Description:
**This position can be filled as a Credit Officer or Credit Underwriter**
Shift:1st shift (United States of America)
Hours Per Week:40
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