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Asset Based Credit Officer / Sr. Asset Based Credit Officer

Atlanta, Georgia

Job Description:

About Us

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection.  Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.

One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.

Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.

Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!

Job Description and Responsibilities

BABC provides asset-based loans to clients in the Global Commercial and Global Corporate and Investment Banks, partnering closely with relationship management and product partners.  Typical focus is syndicated and sole lender facilities ranging in size from $20 million to up to $5 billion.

The AB (Asset-Based) Credit Officer manages a portfolio of asset-based structured loans in a variety of industries and is responsible for actively monitoring financial and collateral trends and recommending appropriate actions.  The role is client-facing, with primary responsibilities including deepening client relationships, growing funded loans and credit revenue, and understanding client financial and collateral trends to evaluate credit needs and manage risk.  The target candidate would be expected to handle the most complex client relationships, as well as take a leadership role in managing large bank groups and relationships with financial sponsors and intermediaries.  Some travel would be required to meet with clients.

The position could be filled at the SVP or VP level and Credit Officer or Sr Credit Officer level.  Given growth of the group, the candidate would have excellent opportunities to progress within the organization.

Required Skills

  • 5+ years’ experience in asset-based lending, cash flow lending, and/or relationship management

  • Bachelor's or Master’s degree

  • Sound understanding of commercial credit, transaction structuring, and financial and collateral analysis

  • Detailed understanding of legal documentation

  • Focused and well organized

  • Proactive and confident communication skills (both verbal and written) to interact with senior management, clients, attorneys, and financial sponsors

  • Ability to thrive in a fast-paced business environment with strong time management skills


1st shift (United States of America)

Hours Per Week: 


Learn more about this role

Full time


Manages People: No

Travel: Yes, 20% of the time

Street Address

Primary Location:
3455 Peachtree Rd Ne, GA, Atlanta, 30326