Commercial Credit Officer - Seattle, Spokane, or Portland

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.

One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.

Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.

Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!

Job Description:
This role is responsible for managing a portfolio of middle market and business banking clients, and works directly with clients to provide credit solutions. This role is also responsible for negotiating terms and conditions within credit documentation, leading the credit and risk approval processes, and building relationships with existing and prospective clients.

Preferred location is Spokane WA

Responsibilities:
• Manages the credit process for a portfolio of clients
• Negotiates credit documentation
• Leads the credit and risk approval processes
• Builds relationships with existing and prospective clients
• Mentors and supports junior associates
• Provides capital structure solutions

Skills:
• Loan structuring
• Portfolio Management
• Credit Risk
• Legal Structures & Legal Forms
• Financial Analysis
• Credit Regulations
• Credit Guidelines & Lending Procedures
• Written Communications
• Oral Communication
• Decision Making
• Negotiation
• Critical Thinking
• Presentation Skills
• Collaborating

Shift:

Hours Per Week: