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Credit Risk Executive - Corp/Comm

New York, New York;

Job Description:

The Credit Risk Executive is an experienced and qualified credit professional responsible for managing and approving credit activities for a large region or industry, multiple industries and/or large regional geographic area. In conjunction with CRO, this role executes strategy and approves large complex transactions. Implements credit policies and approves commitments within overall guidelines and limits. Usually the front line credit risk person on more complex or sensitive credit transactions working directly with the relationship manager and/or credit product specialist to structure a deal. Coaches associates across functional lines. Requires direct contact with the client. Requires 15+ years of related experience, and often includes time spent in corporate or investment banking.

Responsibilities:

•Appropriately address a high volume of credit requests in a timely manner, while executing on management routines necessary to provide appropriate oversight of risk activities within assigned markets. In conjunction with key partners, helps to execute strategy and approve complex transactions and/or initiate appropriate escalations while appropriately balancing risk and reward, consistent with the Bank’s Risk Appetite and Risk Framework

•Proactively manage the portfolio in accordance with the Risk Framework and Risk Appetite.  Taking ownership for identifying, escalating and resolving emerging risks and portfolio issues in a timely and professional manner. 

•Leveraging the industry expertise and knowledge across the Risk platform and providing strong leadership skills to ensure a strong Risk Culture exists with and among the teams’ business partners in the markets covered.

•Interacting with various levels of management and developing a good working relationships with business partners while maintaining an independent point of view.

•Supporting responsible growth by maintaining a full understanding of issues and trends impacting our clients and business partners. 

•Assisting business partners by helping to remove obstacles and resolve issues to achieve responsible and sustainable growth.

Required Skills and Experience:

•Candidates must have prior experience as credit and/or risk professional

•15 years’ experience in commercial lending including the underwriting  and/or approval of credit exposures

•Strong written and oral communication skills

•Knowledge of risk policies and procedures

•Substantial leadership skills necessary to implement change and resolve issues/conflicts in a balanced and professional manner

Job Band:

H3

Shift: 

1st shift (United States of America)

Hours Per Week:

40

Weekly Schedule:

Referral Bonus Amount:

0

Job Description:

The Credit Risk Executive is an experienced and qualified credit professional responsible for managing and approving credit activities for a large region or industry, multiple industries and/or large regional geographic area. In conjunction with CRO, this role executes strategy and approves large complex transactions. Implements credit policies and approves commitments within overall guidelines and limits. Usually the front line credit risk person on more complex or sensitive credit transactions working directly with the relationship manager and/or credit product specialist to structure a deal. Coaches associates across functional lines. Requires direct contact with the client. Requires 15+ years of related experience, and often includes time spent in corporate or investment banking.

Responsibilities:

•Appropriately address a high volume of credit requests in a timely manner, while executing on management routines necessary to provide appropriate oversight of risk activities within assigned markets. In conjunction with key partners, helps to execute strategy and approve complex transactions and/or initiate appropriate escalations while appropriately balancing risk and reward, consistent with the Bank’s Risk Appetite and Risk Framework

•Proactively manage the portfolio in accordance with the Risk Framework and Risk Appetite.  Taking ownership for identifying, escalating and resolving emerging risks and portfolio issues in a timely and professional manner. 

•Leveraging the industry expertise and knowledge across the Risk platform and providing strong leadership skills to ensure a strong Risk Culture exists with and among the teams’ business partners in the markets covered.

•Interacting with various levels of management and developing a good working relationships with business partners while maintaining an independent point of view.

•Supporting responsible growth by maintaining a full understanding of issues and trends impacting our clients and business partners. 

•Assisting business partners by helping to remove obstacles and resolve issues to achieve responsible and sustainable growth.

Required Skills and Experience:

•Candidates must have prior experience as credit and/or risk professional

•15 years’ experience in commercial lending including the underwriting  and/or approval of credit exposures

•Strong written and oral communication skills

•Knowledge of risk policies and procedures

•Substantial leadership skills necessary to implement change and resolve issues/conflicts in a balanced and professional manner

Shift:

1st shift (United States of America)

Hours Per Week: 

40

Learn more about this role

Full time

JR-22050476

Band: H3

Manages People: No

Travel: Yes, 25% of the time

Manager:

Talent Acquisition Contact:

Danita Blake

Referral Bonus:

0

Connecticut pay and benefits information

Connecticut pay range:

$150,000 - $225,000 annualized salary, offers to be determined based on experience, education and skill set.

Discretionary incentive eligible

This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.

Benefits

This role is currently benefits eligible. We provide industry-leading benefits, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.