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Risk Management Specialist

Charlotte, North Carolina;

Job Description:

Description/Background:
What we do
Consumer Post Approval Review (CPAR) is a key component of the Credit Risk Framework, ensuring the risks associated with credit strategies and execution are effectively identified, measured, mitigated and controlled. We have a broad reach covering US Consumer Card, Small Business, Consumer Vehicle Lending & Consumer Real Estate, across Credit, Fraud, Product and Collections.

The Risk Management Specialist is accountable for post approval review data sourcing, test scheduling, process execution, and reporting. This role will participate in test reporting design. The Specialist contributes to the creation of monthly reporting of Credit Risk themes and trends within front line units, and enterprise level and may be expected to present to various levels of management.


Where you fit in
You will have a pivotal role in maintaining and scheduling current state Credit Risk reviews across multiple Consumer products and support process innovation by identifying opportunities for automation and efficiency. You will help drive those opportunities into a more operationally efficient future state.

The ideal candidate for this role will be a self-starter comfortable working with various partners and platforms, and have a strong desire to improve processes (both governance and technology).

In this role you will have the opportunity and be expected to: 
• Create detailed monthly reporting packages that support the Consumer Post Approval Review testing team. Reports will validate adherence to policy/standards, procedures and sound decision making
• Candidate must exhibit an exceptional degree of ingenuity, creativity, and resourcefulness.
• Will apply and/or develop highly advanced data access routines.
• Often acts independently to identify and resolve issues associated with reporting
• Develop and maintain strong working relationships with front line units, risk and control partners including exposure to Executive management
• Promote a strong risk culture by using data/ analysis and action oriented ideas for effective process challenge
• Report on adherence to policies, standards and procedures
• Drive inclusion of issue action plan development and remediation within all reporting packages

Required:
• 5+ years of Consumer Product reporting experience
• Proficient computer/software skills - Experience with Microsoft Word, PowerPoint, Outlook, etc.
• Ability to communicate effectively (written & oral) to a variety of audiences
• Solid understanding of Risk Management and the Credit industry
• Oversight/Governance experience- Risk/Business Control/Compliance/Testing background
• Issue identification, escalation and reporting experience

Desired:
• Degree in Business, Economics, Finance, Quantitative, Data Science, Marketing and/or professional certifications
• Experience in banking industry/financial services, preferably Credit Risk and/or key credit risk metrics
• Aspiration to learn data analysis, data manipulation, data reporting skills (e.g. Tableau, SAS, SQL, etc.)

Job Band:

H5

Shift: 

1st shift (United States of America)

Hours Per Week:

40

Weekly Schedule:

Referral Bonus Amount:

0

Job Description:

Description/Background:
What we do
Consumer Post Approval Review (CPAR) is a key component of the Credit Risk Framework, ensuring the risks associated with credit strategies and execution are effectively identified, measured, mitigated and controlled. We have a broad reach covering US Consumer Card, Small Business, Consumer Vehicle Lending & Consumer Real Estate, across Credit, Fraud, Product and Collections.

The Risk Management Specialist is accountable for post approval review data sourcing, test scheduling, process execution, and reporting. This role will participate in test reporting design. The Specialist contributes to the creation of monthly reporting of Credit Risk themes and trends within front line units, and enterprise level and may be expected to present to various levels of management.


Where you fit in
You will have a pivotal role in maintaining and scheduling current state Credit Risk reviews across multiple Consumer products and support process innovation by identifying opportunities for automation and efficiency. You will help drive those opportunities into a more operationally efficient future state.

The ideal candidate for this role will be a self-starter comfortable working with various partners and platforms, and have a strong desire to improve processes (both governance and technology).

In this role you will have the opportunity and be expected to: 
• Create detailed monthly reporting packages that support the Consumer Post Approval Review testing team. Reports will validate adherence to policy/standards, procedures and sound decision making
• Candidate must exhibit an exceptional degree of ingenuity, creativity, and resourcefulness.
• Will apply and/or develop highly advanced data access routines.
• Often acts independently to identify and resolve issues associated with reporting
• Develop and maintain strong working relationships with front line units, risk and control partners including exposure to Executive management
• Promote a strong risk culture by using data/ analysis and action oriented ideas for effective process challenge
• Report on adherence to policies, standards and procedures
• Drive inclusion of issue action plan development and remediation within all reporting packages

Required:
• 5+ years of Consumer Product reporting experience
• Proficient computer/software skills - Experience with Microsoft Word, PowerPoint, Outlook, etc.
• Ability to communicate effectively (written & oral) to a variety of audiences
• Solid understanding of Risk Management and the Credit industry
• Oversight/Governance experience- Risk/Business Control/Compliance/Testing background
• Issue identification, escalation and reporting experience

Desired:
• Degree in Business, Economics, Finance, Quantitative, Data Science, Marketing and/or professional certifications
• Experience in banking industry/financial services, preferably Credit Risk and/or key credit risk metrics
• Aspiration to learn data analysis, data manipulation, data reporting skills (e.g. Tableau, SAS, SQL, etc.)

Shift:

1st shift (United States of America)

Hours Per Week: 

40

Learn more about this role

Full time

JR-22034136

Band: H5

Manages People: No

Travel: No

Manager:

Talent Acquisition Contact:

Danita Blake

Referral Bonus:

0