Sr Asset Based Credit Officer - Bank of America Business Capital

Job Description:

The Sr AB (Asset-Based) Credit Officer manages a portfolio of asset-based structured loans in the retail industry. The Sr AB Credit Officer is responsible for actively monitoring financial and collateral trends and recommending appropriate action. Responsibilities also include reviewing requests for loan modifications, analyzing financial performance, negotiating terms, drafting proposals, reviewing documents, and preparing recommendations for approval. Must be good at multi-tasking in order to meet the time deadlines of both the client and the bank. The Sr AB Credit Officer is an active member of the client team and interfaces directly with the client and participates in building the client relationship. Generally capable of handling the most sensitive accounts. Travel required to meet with clients. Works closely with manager.

Required Skills

• 10+  years’ experience in Commercial and/or ABL credit and relationship management experience

• Bachelor's or Master’s degree in finance, accounting, economics or business administration

• Sound financial statement analytical skills

• Basic understanding of legal documentation

• Must be detail focused and well organized

• Proactive/confident communication skills (both verbal and written) to interact with senior management, clients, attorneys, etc

• Ability to thrive in a fast paced business environment with strong time management skills

• Computer proficiency in Word and Excel with Power Point a plus

Desired Skills

• Audit, underwriting or account management

• Understanding of legal documentation

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