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US Consumer Card Strategy Analyst II/III

Newark, Delaware;

Job Description:

Responsible for performing more complex analysis and modeling for multiple products with the goal of maximizing profits and asset growth and minimizing risk and operating losses and/or other financial and marketing exposures. Develops complex program models to extract data and uses multiple databases to acquire statistical and financial data. Utilizes portfolio trends to propose policy/procedural changes within segmentation structure to produce optimal results. Excels at risk/reward trade off. Build relationships with external agencies. Participates in the rollout of company-wide pilot programs developed as a result of programmed models. Duties primarily include the regular use of discretion, independent judgment, the ability to communicate with multiple levels of management and the utilization of core leadership behaviors. SAS and/or MicroStrategy experience preferred.

This position will have responsibilities in Strategy Valuations across the US Consumer and Small Business Credit Card Acquisition Strategies. The analyst will use analytic tools to drive strategic and tactical recommendations through complex analysis that balances the risk reward tradeoff. This position will handle many aspects of new account valuations, which include but are not limited to:

  •  Present ideas, recommendations and project results to senior leadership team and business partners 
  •  Adhoc analysis identifying aggregate growth opportunities and emerging risks
  •  Integrate Strategy and Finance expertise to drive profitability/loss breakeven analysis leveraging standard framework and selected data sources
  •  Develop and manage the loss forecasting process in support of Consumer Credit Line Management program

Role may be filled with highly qualified Analyst II

Required Skills:

  • Bachelor’s degree in mathematics, statistics, computer science, engineering, economics, or a related quantitative discipline
  • Proven analytical ability as demonstrated through 3+ years related professional work experience
  • 3+ years’ experience using database software and analytical/reporting tools, such as SAS, SQL to access large relational databases
  • A solid knowledge of statistical modeling/analyses and the ability to apply that knowledge to business data and strategies to draw empirically based conclusions
  • Ability to manage quantitative analytics with sound documentation of assumptions, limitations, conclusions and recommendations
  • Proficient in MS Office applications (Excel, PowerPoint, and Word)
  • Must be a team player, creative, strategic, and be a thoughtful risk-taker
  • Strong written and verbal communication skills, ability to influence others to drive results

Desired Skills:

  • Master's degree preferred
  • Strong financial acumen and understanding of P&L business drivers preferred
  • Previous experience in developing credit risk strategies or models preferred
  • Data visualization tools (i.e. Tableau)

Job Band:

H5

Shift: 

1st shift (United States of America)

Hours Per Week:

40

Weekly Schedule:

Monday-Friday 8am-5pm

Referral Bonus Amount:

0

Job Description:

Responsible for performing more complex analysis and modeling for multiple products with the goal of maximizing profits and asset growth and minimizing risk and operating losses and/or other financial and marketing exposures. Develops complex program models to extract data and uses multiple databases to acquire statistical and financial data. Utilizes portfolio trends to propose policy/procedural changes within segmentation structure to produce optimal results. Excels at risk/reward trade off. Build relationships with external agencies. Participates in the rollout of company-wide pilot programs developed as a result of programmed models. Duties primarily include the regular use of discretion, independent judgment, the ability to communicate with multiple levels of management and the utilization of core leadership behaviors. SAS and/or MicroStrategy experience preferred.

This position will have responsibilities in Strategy Valuations across the US Consumer and Small Business Credit Card Acquisition Strategies. The analyst will use analytic tools to drive strategic and tactical recommendations through complex analysis that balances the risk reward tradeoff. This position will handle many aspects of new account valuations, which include but are not limited to:

  •  Present ideas, recommendations and project results to senior leadership team and business partners 
  •  Adhoc analysis identifying aggregate growth opportunities and emerging risks
  •  Integrate Strategy and Finance expertise to drive profitability/loss breakeven analysis leveraging standard framework and selected data sources
  •  Develop and manage the loss forecasting process in support of Consumer Credit Line Management program

Role may be filled with highly qualified Analyst II

Required Skills:

  • Bachelor’s degree in mathematics, statistics, computer science, engineering, economics, or a related quantitative discipline
  • Proven analytical ability as demonstrated through 3+ years related professional work experience
  • 3+ years’ experience using database software and analytical/reporting tools, such as SAS, SQL to access large relational databases
  • A solid knowledge of statistical modeling/analyses and the ability to apply that knowledge to business data and strategies to draw empirically based conclusions
  • Ability to manage quantitative analytics with sound documentation of assumptions, limitations, conclusions and recommendations
  • Proficient in MS Office applications (Excel, PowerPoint, and Word)
  • Must be a team player, creative, strategic, and be a thoughtful risk-taker
  • Strong written and verbal communication skills, ability to influence others to drive results

Desired Skills:

  • Master's degree preferred
  • Strong financial acumen and understanding of P&L business drivers preferred
  • Previous experience in developing credit risk strategies or models preferred
  • Data visualization tools (i.e. Tableau)

Shift:

1st shift (United States of America)

Hours Per Week: 

40

Learn more about this role

Full time

JR-22005001

Band: H5

Manages People: No

Travel: No

Manager:

Talent Acquisition Contact:

Natalie Morgan

Referral Bonus:

0