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Credit Underwriter I/II

Newport Beach, California;

Job Description:

The UW is responsible for underwriting and structuring of straightforward and complex credit transactions with minimal oversight from the CO/CCM. The UW approves certain credit transactions based on approval grid. The UW leads the credit approval process on more straight forward transactions and is an active participant with the CO in credit approval process for complex clients/transactions. UWs may call on credit clients and prospects in partnership or independently with the RM and/or CO as appropriate. Provides ongoing management and primary accountability for all monitoring and maintenance activities on an assigned portfolio or market, including a higher composition of complex client relationships. They deliver financial, industry, economic and other analysis to facilitate decision making, while also ensuring adherence to credit policies, guidelines, and applicable regulatory requirements. The UW's provide ongoing coaching and support to other Credit Products team members. They report to the Commercial Credit Manager (CCM) and partner closely with COs.

Required Skills:

5+ years of relevant commercial credit experience in qualifications include: a BS/BA degree, general financial analysis, structuring, underwriting and portfolio management, Strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring.


Desired Skills:

Participate with RM or CO's to negotiate Credit Agreements & loan documents, as needed. Be knowledgeable of the closing process & timeline for all types of loans (i.e. real estate, revolvers, etc.)

* Candidates could be hired as an UWI or II depending on skills and experience

Job Band:

H4

Shift: 

1st shift (United States of America)

Hours Per Week:

40

Weekly Schedule:

Referral Bonus Amount:

0

Job Description:

The UW is responsible for underwriting and structuring of straightforward and complex credit transactions with minimal oversight from the CO/CCM. The UW approves certain credit transactions based on approval grid. The UW leads the credit approval process on more straight forward transactions and is an active participant with the CO in credit approval process for complex clients/transactions. UWs may call on credit clients and prospects in partnership or independently with the RM and/or CO as appropriate. Provides ongoing management and primary accountability for all monitoring and maintenance activities on an assigned portfolio or market, including a higher composition of complex client relationships. They deliver financial, industry, economic and other analysis to facilitate decision making, while also ensuring adherence to credit policies, guidelines, and applicable regulatory requirements. The UW's provide ongoing coaching and support to other Credit Products team members. They report to the Commercial Credit Manager (CCM) and partner closely with COs.

Required Skills:

5+ years of relevant commercial credit experience in qualifications include: a BS/BA degree, general financial analysis, structuring, underwriting and portfolio management, Strong communication and analytical/technical skills, including financial accounting, modeling and loan structuring.


Desired Skills:

Participate with RM or CO's to negotiate Credit Agreements & loan documents, as needed. Be knowledgeable of the closing process & timeline for all types of loans (i.e. real estate, revolvers, etc.)

* Candidates could be hired as an UWI or II depending on skills and experience

Shift:

1st shift (United States of America)

Hours Per Week: 

40

Learn more about this role

Full time

JR-22001683

Band: H4

Manages People: No

Travel: Yes, 5% of the time

Manager:

Talent Acquisition Contact:

Anthony Picano

Referral Bonus:

0