girl looking into her desktop
Back to search results

Credit Review Senior Examiner

Charlotte, North Carolina;

Job Description:

Credit Review Overview:

Through examinations and monitoring, Credit Review provides an independent assessment of credit decisions and the effectiveness of credit processes across the bank’s credit platform, identifies existing and emerging risks, and reports its findings to various stakeholders, including executive management, the Board of Directors or committee thereof, external auditors and regulatory agencies.

Specific Description:

Manages and participates in credit review examinations across various commercial credit portfolios within Wholesale Credit, Small Business, Bank of America Leasing, Special Assets Group and Global Markets. Associate will work with examination teams to assess the quality of credit decisioning, portfolio management, risk recognition practices and the effectiveness of credit management processes. After requisite training period, associate could serve as Examiner-in-Charge and would plan, manage and lead examinations, compile results, discuss issues and conclusions with the front line unit, recommend corrective actions and communicate results to executive management. Associate will assist in the monitoring of various portfolios by performing transaction reviews of new and existing clients to evaluate risk rating accuracy and proactively identify emerging risks to help in the assessment of their impact on portfolio credit quality. Associate may be asked to lead special projects or reviews outside of examination leadership and monitoring responsibilities.

Required Skills:

  • Minimum of 8 – 10 years of commercial credit experience (direct lending, workout, risk management and/or regulatory)
  • Ability to support conclusions through fact-based analysis and ability to influence senior leaders
  • Excellent credit analysis, project management and leadership skills
  • Strong organizational and communication skills, both written and verbal
  • Ability to manage multiple complex tasks while delivering high quality results
  • Bachelor’s Degree with a preference in finance, accounting, economics or other business concentration

    Desired Skills:

  • 10+ years of direct commercial credit experience
  • Demonstrated experience in identifying, assessing and reporting on existing and emerging risks
  • Experience with direct applicability to Credit Review responsibility
  • Proficiency in Excel

Job Band:

H4

Shift: 

1st shift (United States of America)

Hours Per Week:

40

Weekly Schedule:

Referral Bonus Amount:

0

Job Description:

Credit Review Overview:

Through examinations and monitoring, Credit Review provides an independent assessment of credit decisions and the effectiveness of credit processes across the bank’s credit platform, identifies existing and emerging risks, and reports its findings to various stakeholders, including executive management, the Board of Directors or committee thereof, external auditors and regulatory agencies.

Specific Description:

Manages and participates in credit review examinations across various commercial credit portfolios within Wholesale Credit, Small Business, Bank of America Leasing, Special Assets Group and Global Markets. Associate will work with examination teams to assess the quality of credit decisioning, portfolio management, risk recognition practices and the effectiveness of credit management processes. After requisite training period, associate could serve as Examiner-in-Charge and would plan, manage and lead examinations, compile results, discuss issues and conclusions with the front line unit, recommend corrective actions and communicate results to executive management. Associate will assist in the monitoring of various portfolios by performing transaction reviews of new and existing clients to evaluate risk rating accuracy and proactively identify emerging risks to help in the assessment of their impact on portfolio credit quality. Associate may be asked to lead special projects or reviews outside of examination leadership and monitoring responsibilities.

Required Skills:

  • Minimum of 8 – 10 years of commercial credit experience (direct lending, workout, risk management and/or regulatory)
  • Ability to support conclusions through fact-based analysis and ability to influence senior leaders
  • Excellent credit analysis, project management and leadership skills
  • Strong organizational and communication skills, both written and verbal
  • Ability to manage multiple complex tasks while delivering high quality results
  • Bachelor’s Degree with a preference in finance, accounting, economics or other business concentration

    Desired Skills:

  • 10+ years of direct commercial credit experience
  • Demonstrated experience in identifying, assessing and reporting on existing and emerging risks
  • Experience with direct applicability to Credit Review responsibility
  • Proficiency in Excel

Shift:

1st shift (United States of America)

Hours Per Week: 

40

Learn more about this role

Full time

JR-21084765

Band: H4

Manages People: No

Travel: Yes, 5% of the time

Manager:

Talent Acquisition Contact:

Kristen Perry

Referral Bonus:

0

Connecticut job seekers

Connecticut pay range:

$122,800 - $147,000 annualized salary, offers to be negotiated based on experience, education and skill set.

Discretionary incentive eligible

This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.

Benefits

This role is currently benefits eligible. We provide industry-leading benefits, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.