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Commercial Credit Officer I or II

Phoenix, Arizona

Job Description:


The Commercial Credit Officer acts as the point of contact for driving credit solutions for commercial banking clients. The Commercial Credit Officer maintains relationships with the client management team, and works directly with clients from deal structuring through final credit approval, legal document negotiations and closing as necessary. The Commercial Credit Officer is responsible for negotiation with the client on credit terms, performing full underwriting analysis and preparing deal justification. The Commercial Credit Officer will have single signature approval authority (per the Approval Grid) for credit and monitoring actions as needed. The Commercial Credit Officer ensures data quality of credit related client and deal information. The role is centrally located, market aligned and remote from the client team. The role will have virtual client contact.

Required Skills:

·         A minimum of 5 years of Commercial credit/underwriting experience

·         Existing credit risk or underwriting background in Commercial credit

·         Client-facing skills including strong communication and negotiation behaviors

·         Strong analytical skills

·         Proficiency in technology, including Microsoft applications

·         Proven self-motivator with the ability to effectively prioritize work

·         Able to communicate effectively throughout the organization 

·         Attention to detail and able to execute in a fast paced environment

·         BA/BS degree in Finance, Accounting or Economics majors preferred

Job Band:

H4

Shift: 

1st shift (United States of America)

Hours Per Week:

40

Weekly Schedule:

Referral Bonus Amount:

0

Job Description:


The Commercial Credit Officer acts as the point of contact for driving credit solutions for commercial banking clients. The Commercial Credit Officer maintains relationships with the client management team, and works directly with clients from deal structuring through final credit approval, legal document negotiations and closing as necessary. The Commercial Credit Officer is responsible for negotiation with the client on credit terms, performing full underwriting analysis and preparing deal justification. The Commercial Credit Officer will have single signature approval authority (per the Approval Grid) for credit and monitoring actions as needed. The Commercial Credit Officer ensures data quality of credit related client and deal information. The role is centrally located, market aligned and remote from the client team. The role will have virtual client contact.

Required Skills:

·         A minimum of 5 years of Commercial credit/underwriting experience

·         Existing credit risk or underwriting background in Commercial credit

·         Client-facing skills including strong communication and negotiation behaviors

·         Strong analytical skills

·         Proficiency in technology, including Microsoft applications

·         Proven self-motivator with the ability to effectively prioritize work

·         Able to communicate effectively throughout the organization 

·         Attention to detail and able to execute in a fast paced environment

·         BA/BS degree in Finance, Accounting or Economics majors preferred

Shift:

1st shift (United States of America)

Hours Per Week: 

40

Learn more about this role

Full time

JR-21079628

Band: H4

Manages People: No

Travel: No

Manager:

Talent Acquisition Contact:

Brandie Newsome

Referral Bonus:

0

Street Address

Primary Location:
201 E WASHINGTON ST, AZ, Phoenix, 85004