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GCIB Consumer and Retail Credit Analyst

Chicago, Illinois

Job Description:

Performs financial, business and industry analyses, conducts research, and prepares supporting documentation for client credit approval. Supports the origination, underwriting and portfolio management process. Additionally, responsible for managing the credit approval process by managing analysts and the portfolio monitoring team work flow to ensure quality of work and timeline management of deliverables. Other responsibilities and skills include: delivery of underwriting of Structured/Tailored/Complex Credits, Treasury, Capital Markets Products preparation in a timely manner; ensure relevant understanding of macro-economic environment risks, specific industry risks, micro risks and their interrelationship; ensure effective and consistent compliance to established credit and control procedures; demonstrate a foundational understanding of ISDA/CSA and other traded products documentation with the ability to partner with Sr. Officer and/or Industry Lead to establish appropriate terms and conditions to mitigate risk and negotiate said documentation with the counterparty; understanding of the Global Banking & Markets complex product spectrum including; Treasury/Cash Management, Syndications, Merger & Acquisitions (M&A), FX, Derivatives, Securities Products, Commodities, Loans, Leases and other Traded Products; responsible for driving speed to market and asset quality. Must be able to handle multiple projects, deliver high quality and timely results, and provide appropriate coaching and development to junior teammates. Minimum 3 years previous work experience in a Corporate Finance or Accounting related field. BA/BS with a Finance and/or Accounting concentration.

Job Description

Wholesale Credit Associate/Analyst participates in the structuring, underwriting and documentation of corporate loan facilities designed to meet both client and investor needs as well as balance the bank’s internal risk/return requirements. Work closely with peers in Corporate Banking, Loan Syndications, Trading, Treasury Management and Risk.

Analyst is called on to:     

  • Research, write and present financial and industry analyses in support of company specific and portfolio level decisions

  • Participate in intensive qualitative and quantitative due diligence on industry and company factors

  • Prepare transaction and relationship risk-adjusted profitability to facilitate the allocation of and return on capital

  • On-going monitoring of client’s financial performance, industry trends and emerging risks 

  • Manage credit exposure associated with the bank's broad range of products including Loans, Leasing, Foreign Exchange, Derivatives, Trade Finance, Treasury Management, etc.

Requirements:

  • Bachelor's degree; Finance major with two or more Accounting courses preferred

  • Strong technical skills, including accounting and modeling in Excel

  • Strong communication skills, both written and verbal

  • Ability to manage multiple complex tasks while delivering high quality results

  • Initiative, self-motivation and resourcefulness

  • Team Orientation

  • Time Management and Organization​

Job Band:

H6

Shift: 

1st shift (United States of America)

Hours Per Week:

40

Weekly Schedule:

Referral Bonus Amount:

0

Job Description:

Performs financial, business and industry analyses, conducts research, and prepares supporting documentation for client credit approval. Supports the origination, underwriting and portfolio management process. Additionally, responsible for managing the credit approval process by managing analysts and the portfolio monitoring team work flow to ensure quality of work and timeline management of deliverables. Other responsibilities and skills include: delivery of underwriting of Structured/Tailored/Complex Credits, Treasury, Capital Markets Products preparation in a timely manner; ensure relevant understanding of macro-economic environment risks, specific industry risks, micro risks and their interrelationship; ensure effective and consistent compliance to established credit and control procedures; demonstrate a foundational understanding of ISDA/CSA and other traded products documentation with the ability to partner with Sr. Officer and/or Industry Lead to establish appropriate terms and conditions to mitigate risk and negotiate said documentation with the counterparty; understanding of the Global Banking & Markets complex product spectrum including; Treasury/Cash Management, Syndications, Merger & Acquisitions (M&A), FX, Derivatives, Securities Products, Commodities, Loans, Leases and other Traded Products; responsible for driving speed to market and asset quality. Must be able to handle multiple projects, deliver high quality and timely results, and provide appropriate coaching and development to junior teammates. Minimum 3 years previous work experience in a Corporate Finance or Accounting related field. BA/BS with a Finance and/or Accounting concentration.

Job Description

Wholesale Credit Associate/Analyst participates in the structuring, underwriting and documentation of corporate loan facilities designed to meet both client and investor needs as well as balance the bank’s internal risk/return requirements. Work closely with peers in Corporate Banking, Loan Syndications, Trading, Treasury Management and Risk.

Analyst is called on to:     

  • Research, write and present financial and industry analyses in support of company specific and portfolio level decisions

  • Participate in intensive qualitative and quantitative due diligence on industry and company factors

  • Prepare transaction and relationship risk-adjusted profitability to facilitate the allocation of and return on capital

  • On-going monitoring of client’s financial performance, industry trends and emerging risks 

  • Manage credit exposure associated with the bank's broad range of products including Loans, Leasing, Foreign Exchange, Derivatives, Trade Finance, Treasury Management, etc.

Requirements:

  • Bachelor's degree; Finance major with two or more Accounting courses preferred

  • Strong technical skills, including accounting and modeling in Excel

  • Strong communication skills, both written and verbal

  • Ability to manage multiple complex tasks while delivering high quality results

  • Initiative, self-motivation and resourcefulness

  • Team Orientation

  • Time Management and Organization​

Shift:

1st shift (United States of America)

Hours Per Week: 

40

Learn more about this role

Full time

JR-21068711

Band: H6

Manages People: No

Travel: No

Manager:

Talent Acquisition Contact:

Jigna Karelia-Shah

Referral Bonus:

0

Street Address

Primary Location:
110 N Wacker Dr, IL, Chicago, 60606