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DE Mortgage Underwriter - First Mortgage - (4+ years experience in front end UW + CHUMS REQUIRED) - Plano, TX

Plano, Texas

Job Description:

  • Underwrites residential mortgage loans in accordance with FHA/HUD and internal guidelines ensuring compliance with company and investor standards. Has current in-depth experience and complete knowledge of FHA/VA lending guidelines and understands how those relate to internal and investor guidelines.

Able to clearly communicate FHA/VA, corporate, and investor guidelines to customers, loan processors, and sales associates. Able to make timely, accurate decisions on all FHA/VA transactions. Acts as secondary review and escalation point for conventional loans and government loans. Has thorough knowledge of complex personal and business financial analysis and expertise in tax return and balance sheet analysis. May provide training/mentoring to underwriters, loan processors, and sale associates.

Must have valid DE/CHUMS ID and achieve government underwriting authority consistent with individual level of experience, including a successful CAIVERS check. This position is subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in disciplinary action up to and including termination.

mtgudr

Job Band:

H5

Shift: 

1st shift (United States of America)

Hours Per Week:

40

Weekly Schedule:

Mon-Fri 8-5, Rotational Saturday's as needed, as well as OT when needed

Referral Bonus Amount:

1000

Job Description:

  • Underwrites residential mortgage loans in accordance with FHA/HUD and internal guidelines ensuring compliance with company and investor standards. Has current in-depth experience and complete knowledge of FHA/VA lending guidelines and understands how those relate to internal and investor guidelines.

Able to clearly communicate FHA/VA, corporate, and investor guidelines to customers, loan processors, and sales associates. Able to make timely, accurate decisions on all FHA/VA transactions. Acts as secondary review and escalation point for conventional loans and government loans. Has thorough knowledge of complex personal and business financial analysis and expertise in tax return and balance sheet analysis. May provide training/mentoring to underwriters, loan processors, and sale associates.

Must have valid DE/CHUMS ID and achieve government underwriting authority consistent with individual level of experience, including a successful CAIVERS check. This position is subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in disciplinary action up to and including termination.

mtgudr

Shift:

1st shift (United States of America)

Hours Per Week: 

40

Learn more about this role

Full time

JR-21067963

Band: H5

Manages People: No

Travel: No

Manager:

Talent Acquisition Contact:

Robert Foster

Referral Bonus:

1000

Street Address

Primary Location:
7105 CORPORATE DR, TX, Plano, 75024