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Capital Management Senior Financial Analyst

Charlotte, North Carolina

Job Description:

Enterprise Capital Management (ECM) is a global team of more than 100 professionals responsible for the efficient and prudent management of the Corporation's as well as its subsidiaries' capital across the enterprise globally. ECM implements the Board’s capital management strategy including issuance, redemption or repurchase of common stock and other capital instruments. ECM works closely with lines of business and guides them to efficiently and proactively manage the enterprise's capital including design and implementation of capital allocation methodologies. ECM also recommends capital related financial resource limits to senior management. In addition, ECM produces and monitors regulatory and internal economic capital metrics including capital adequacy ratios, leverage exposure and risk-weighted assets and oversees the end to end capital measurement process across the enterprise. Partnering with other control functions, ECM manages external disclosures related to capital management including 10Q, 10K, Pillar 3 disclosures and other regulatory filings. ECM interfaces with banking regulators globally on all capital related matters.

The Capital Calculations & Line of Business Capital Management team is part of the Enterprise Capital Management organization. The primary focus of our team is to calculate, analyze and communicate Regulatory and Allocated Capital, including calculation of pro forma capital for any upcoming regulations (e.g. Basel 4).  Our business partners include the lines of business, Market Risk, Technology, Finance and Middle Office.

The candidate will join a dynamic environment that offers numerous opportunities to learn, grow, impact and drive changes for the Company. In particular, the candidate will:

  • Be familiar with the capital requirements under Basel 3 rules and their practical application for the Company and Lines of Business

  • Monthly LOB Capital Reporting and Analysis

    • Prepare and analyze LOB capital reports (Basel Regulatory Capital)

    • Develop executive level Capital reports for LOB leadership team

    • Document and resolve follow up items

  • Be responsible for reporting and/or analysis activities to support the Bank's Capital Initiatives. Activities may include analyzing regulatory capital results; interpreting regulatory requirements in the context of a business problem; developing solutions; managing and/or executing implementation.

  • Be involved for Consumer LOBs in advising on capital matters regarding new transactions

  • Be responsible for investigating and explaining period-over-period capital and balance sheet movements

  • Support the capital planning process for the Consumer LOB by preparing capital forecasts for the purposes of capital adequacy assessments, recovery planning, resolution/recovery planning & etc.

  • Focus on team coordination and process improvements working with internal and external technology partners

  • Understand changing regulatory capital framework and its impact on business, including the management of capital, also in consideration of liquidity, stress testing and strategic planning

  • Foster relationships with partners in capital management, business and finance to resolve capital questions, provide strategic guidance and communicate capital usage

The team is composed of employees located mostly in New York, Charlotte and San Francisco.

Required Skills & Experience:

  • Minimum of 3 years of experience in a financial organization (capital experience is preferable)

  • Strong financial analysis skills

  • Advanced Excel and data manipulation skills

  • Experience with SQL and working with large databases

  • Experience in preparing concise and effective presentations, including the ability to explain results of complex analysis at a level that resonates across many different audiences

  • Ability to multi-task and prioritize

  • Strong communication skills and ability to influence at all levels of the organization

Desired Skills & Experience:

  • Knowledge of Basel III regulatory capital rules

Job Band:

H5

Shift: 

1st shift (United States of America)

Hours Per Week:

40

Weekly Schedule:

Referral Bonus Amount:

0

Job Description:

Enterprise Capital Management (ECM) is a global team of more than 100 professionals responsible for the efficient and prudent management of the Corporation's as well as its subsidiaries' capital across the enterprise globally. ECM implements the Board’s capital management strategy including issuance, redemption or repurchase of common stock and other capital instruments. ECM works closely with lines of business and guides them to efficiently and proactively manage the enterprise's capital including design and implementation of capital allocation methodologies. ECM also recommends capital related financial resource limits to senior management. In addition, ECM produces and monitors regulatory and internal economic capital metrics including capital adequacy ratios, leverage exposure and risk-weighted assets and oversees the end to end capital measurement process across the enterprise. Partnering with other control functions, ECM manages external disclosures related to capital management including 10Q, 10K, Pillar 3 disclosures and other regulatory filings. ECM interfaces with banking regulators globally on all capital related matters.

The Capital Calculations & Line of Business Capital Management team is part of the Enterprise Capital Management organization. The primary focus of our team is to calculate, analyze and communicate Regulatory and Allocated Capital, including calculation of pro forma capital for any upcoming regulations (e.g. Basel 4).  Our business partners include the lines of business, Market Risk, Technology, Finance and Middle Office.

The candidate will join a dynamic environment that offers numerous opportunities to learn, grow, impact and drive changes for the Company. In particular, the candidate will:

  • Be familiar with the capital requirements under Basel 3 rules and their practical application for the Company and Lines of Business

  • Monthly LOB Capital Reporting and Analysis

    • Prepare and analyze LOB capital reports (Basel Regulatory Capital)

    • Develop executive level Capital reports for LOB leadership team

    • Document and resolve follow up items

  • Be responsible for reporting and/or analysis activities to support the Bank's Capital Initiatives. Activities may include analyzing regulatory capital results; interpreting regulatory requirements in the context of a business problem; developing solutions; managing and/or executing implementation.

  • Be involved for Consumer LOBs in advising on capital matters regarding new transactions

  • Be responsible for investigating and explaining period-over-period capital and balance sheet movements

  • Support the capital planning process for the Consumer LOB by preparing capital forecasts for the purposes of capital adequacy assessments, recovery planning, resolution/recovery planning & etc.

  • Focus on team coordination and process improvements working with internal and external technology partners

  • Understand changing regulatory capital framework and its impact on business, including the management of capital, also in consideration of liquidity, stress testing and strategic planning

  • Foster relationships with partners in capital management, business and finance to resolve capital questions, provide strategic guidance and communicate capital usage

The team is composed of employees located mostly in New York, Charlotte and San Francisco.

Required Skills & Experience:

  • Minimum of 3 years of experience in a financial organization (capital experience is preferable)

  • Strong financial analysis skills

  • Advanced Excel and data manipulation skills

  • Experience with SQL and working with large databases

  • Experience in preparing concise and effective presentations, including the ability to explain results of complex analysis at a level that resonates across many different audiences

  • Ability to multi-task and prioritize

  • Strong communication skills and ability to influence at all levels of the organization

Desired Skills & Experience:

  • Knowledge of Basel III regulatory capital rules

Shift:

1st shift (United States of America)

Hours Per Week: 

40

Learn more about this role

Full time

JR-21067886

Band: H5

Manages People: No

Travel: No

Manager:

Talent Acquisition Contact:

Davon Calloway

Referral Bonus:

0

Street Address

Primary Location:
150 N COLLEGE ST, NC, Charlotte, 28255