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Senior Approval Officer

Elma, New York;

Job Description:

Responsible for Middle Market, Business Banking, HENFP, CREB, DFS,

and GWIM underwriting, structuring and approving credit actions for

new Treasury Cash Management and Card credit requests, renewals, and

reviews.  Exercises single signature approval authority for Intraday and

Card credit exposure per applicable approval grids.  Credit decisions

must meet underwriting quality and risk management standards and

comply with bank policies and procedures.  Strong credit skills with

ability to work independently and reach credit decisions timely and

efficiently.   Will also provide leadership and periodically provide

concurrence approval on policy and underwriting exception variances in

addition to dollar amount concurrences.   May participate in projects and

initiatives to achieve strategic objectives of the organization.

Location is flexible and open to all locations.

*Required Skills: “Must” have these skills to be minimally qualified.

• Minimum of 5-7 plus years of COMMERCIAL underwriting and credit analysis 

• 3 plus years of commercial credit decisioning experience with approval signature authority 

• Formal commercial credit training or equivalent work experience. 

• Prior experience in a high volume production environment 

• Superior teamwork skills in the commercial market space. 

• Bachelor's degree or equivalent work experience, preferably in business administration, finance, accounting or economics

Desired Skills:

• Line management and administrative experience desired. 

• Knowledge of Treasury Cash Management products and Commercial Card.

• Prior Sales and/or customer service experience also preferred.

Job Band:

H4

Shift: 

1st shift (United States of America)

Hours Per Week:

40

Weekly Schedule:

Monday - Friday 8AM - 5PM

Referral Bonus Amount:

0

Job Description:

Responsible for Middle Market, Business Banking, HENFP, CREB, DFS,

and GWIM underwriting, structuring and approving credit actions for

new Treasury Cash Management and Card credit requests, renewals, and

reviews.  Exercises single signature approval authority for Intraday and

Card credit exposure per applicable approval grids.  Credit decisions

must meet underwriting quality and risk management standards and

comply with bank policies and procedures.  Strong credit skills with

ability to work independently and reach credit decisions timely and

efficiently.   Will also provide leadership and periodically provide

concurrence approval on policy and underwriting exception variances in

addition to dollar amount concurrences.   May participate in projects and

initiatives to achieve strategic objectives of the organization.

Location is flexible and open to all locations.

*Required Skills: “Must” have these skills to be minimally qualified.

• Minimum of 5-7 plus years of COMMERCIAL underwriting and credit analysis 

• 3 plus years of commercial credit decisioning experience with approval signature authority 

• Formal commercial credit training or equivalent work experience. 

• Prior experience in a high volume production environment 

• Superior teamwork skills in the commercial market space. 

• Bachelor's degree or equivalent work experience, preferably in business administration, finance, accounting or economics

Desired Skills:

• Line management and administrative experience desired. 

• Knowledge of Treasury Cash Management products and Commercial Card.

• Prior Sales and/or customer service experience also preferred.

Shift:

1st shift (United States of America)

Hours Per Week: 

40

Learn more about this role

Full time

JR-21062414

Band: H4

Manages People: No

Travel: No

Manager:

Talent Acquisition Contact:

Jessica Senger

Referral Bonus:

0