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21019 Associate/Analyst – Financial Institutions

New York, New York

Job Description:

Job Description

Successful candidate will conduct financial analysis; track portfolio company performance and assess ongoing creditworthiness; prepare credit approval memoranda; and assist in the origination and structuring of senior bank debt and related credit products. You will be expected to build extensive knowledge of each client drawing upon in-depth research and industry expertise. As a member of Wholesale Credit, you will work closely with professionals throughout Risk and Global Banking and Markets, particularly colleagues in corporate banking, trading, treasury management and syndications. Responsibilities also include qualitative and quantitative due diligence on industry and company factors.  

Responsibilities include, but are not limited to, the following:     

  • Management of underwriting / structuring / approval / monitoring / credit risk management of numerous complex relationships

  • Research, write and present financial and industry analyses in support of company specific and portfolio level decisions

  • Partner with the front line unit in recommending transactions for risk approval and respond to risk review and challenge

  • Evaluate transaction and relationship risk-adjusted profitability to facilitate the allocation of and return on capital

  • On-going monitoring of client’s financial performance, industry trends and emerging risks 

  • Participate in the structuring, underwriting and documentation of credit facilities designed to meet client needs as well as balance the bank's internal risk/return requirements

  • Monitor and manage credit exposure associated with the bank's broad range of products including Loans, Leasing, Foreign Exchange, Derivatives, Treasury Management, etc.


  • Bachelor's degree in Finance or Accounting preferred, with 2+ years of banking / corporate credit underwriting experience.

  • Strong technical skills, including accounting and quantitative modeling

  • Strong communication skills, both written and verbal

  • Strong combination of academic aptitude, quantitative skills, and strategic and creative thinking

  • Ability to manage multiple complex tasks while delivering high quality results

  • Leadership, initiative, self-motivation and resourcefulness

  • Team Oriented  

  • Time Management and Organization

  • Dedication to building a career in financial services


***This role can be filled at the Analyst or Associate level at the discretion of the manager***


1st shift (United States of America)

Hours Per Week: 


Learn more about this role

Full time


Manages People: No

Travel: No


Talent Acquisition Contact:

Referral Bonus:

Check out the New York City office

Located in midtown Manhattan, we’re right across from Bryant Park and a short walk to Times Square, Broadway theaters, Grand Central Station, excellent shops and world-class restaurants.

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Street Address

Primary Location:
ONE BRYANT PARK, NY, New York, 10036