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Credit Risk Officer

New York, New York

Job Description:

The Credit Officer effectively executes broad credit risk management responsibilities within Wholesale Credit. Primary responsibilities include:

Primary account responsibility for a complex portfolio of Large Corporate Clients in General Industries.

  • Structure complex transactions and negotiate complex credit documentation to mitigate risk appropriately.

  • Solid communication and presentation skills; team player with a positive attitude.

  • Develop and maintain a deep understanding of the industry and an assigned portfolio of clients to assess risk solutions that balance risk and return.

  • Develop and maintain a deep understanding of the Global Banking & Markets product spectrum.

  • Develop and maintain strategic partnerships with Corporate Banking, Investment Banking,

  • Global Markets and Treasury Management.

  • Independently develop high quality credit analysis with a focus on business rationale, key risks, sources of repayment, projections and returns & profitability

  • Independently assess, diligence and make justifiable credit recommendations.

  • Establish appropriate internal risk ratings for clients and implement accurate adjustments throughout the clients’ credit life cycle.

  • Participate in strategic projects to support business goals.

  • Informal management responsibility for Analysts and Associates on the team.

  • Responsible for driving portfolio asset quality and speed to market

Required Skills:

  • 7 - 10 years’ experience in commercial and / or corporate lending environment, with understanding of loans, trading & treasury products

  • Able to soundly manage the portfolio and justify rationale for recommended transactions.

  • Must have ability to manage the most complex transactions, possess strong credit skills and transaction experience, and demonstrate the ability to work with senior officers, business partners, and clients.

  • Must be able to independently lead diligence efforts, make approval recommendations, negotiate loan documentation and execute timely closings

  • Requires effective communication style and ability to manage multiple priorities - must be a team player


1st shift (United States of America)

Hours Per Week: 


Learn more about this role

Full time


Manages People: No

Travel: No


Talent Acquisition Contact:

Referral Bonus:

Check out the New York City office

Located in midtown Manhattan, we’re right across from Bryant Park and a short walk to Times Square, Broadway theaters, Grand Central Station, excellent shops and world-class restaurants.

Street-level photo looking up at Bank of America tower
Aerial photo of ice skating rink
Aerial photo of people on trading floor

Street Address

Primary Location:
ONE BRYANT PARK, NY, New York, 10036