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Commercial Credit Officer

Spokane, Washington;

Job Description:

The Commercial Credit Officer (CCO) is a highly skilled resource, providing expert level advisory guidance in the most complex, integrated debt capital solutions for commercial banking clients.  Products include lines of credit, term loans, real estate loans, and syndicated loans.  The CO manages all of the ancillary credit exposure to clients. The CO maintains knowledge of other BofA products including Investment Banking and Treasury Management that have credit exposure, and leverages product expertise to deliver the best possible and optimally integrated strategic solution for the client or prospect. This role reports to the Commercial Credit Manager or Executive and will be aligned to an Underwriting Team that supports the market. This role will specifically support activity for the Spokane and Boise markets, serving a broad ranges of clients with annual revenue ranging from $25MM to $2BN+.


•           Perform analysis of clients and prospects and their industries

•           Design and execution of credit solutions, and the active management of asset quality

•           Collaborates with the Relationship Manager (RM), Treasury Solutions Officer (TSO), and other product partners, when needed, to assess client needs, design integrated solutions and deliver the bank to clients and prospects

•           Serve as Line/Credit approver in conjunction with Risk management based on credit approval grid and drives the internal credit approval process, loan documentation and closing    

Required Skills:

•           BS/BA degree desired and 10+ years of solid commercial banking experience

•           Experience in financial analysis, structuring, underwriting and portfolio management

•           Analytical/technical skills, including financial accounting, modeling and loan structuring

•           Strong communication skills; ability to communicate vertically, horizontally, and externally

•           Industry knowledge across multiple sectors


1st shift (United States of America)

Hours Per Week: 


Learn more about this role

Full time


Manages People: No

Travel: Yes, 25% of the time


Talent Acquisition Contact:

Referral Bonus: