Back to search results

Leasing Sr. Credit Officer

Providence, Rhode Island;

Job Description:

Business Overview:

Bank of America Global Leasing is the largest U.S. equipment financing company, serving over 65,000 clients worldwide. We have $69 billion in total assets, and have a significant global presence, with nearly 1,000 associates. Together with our affiliated companies*, we provide equipment financing solutions to small businesses, middle-market and large corporations, offering product expertise in government financing and wholesale vendor financing, as well as tailored programs specific to industry segments, including aviation, healthcare, energy services and renewable energy.

*Certain products are offered through Banc of America Public Capital Corp, a wholly-owned subsidiary of Bank of America N.A.

Essential Functions:

Responsible for the administration and monitoring of tax equity and debt project finance and multi-draw structured financings in the Renewable Energy Finance (“REF”) portfolio.  Such activities will include evaluating and processing project related consent requests; ensuring compliance with the terms of transaction agreements; periodic project performance and financial review; project performance forecasting; approving funding advances, construction draws, and collateral eligibility; and monitoring the credit profile of key transaction counterparties (e.g. Borrowers, Servicers, Project Sponsors and Off-takers).  

A key element of the Portfolio Credit Senior Officer’s (“PCSO’s”) role will be ongoing credit responsibility for a designated portfolio of tax equity and debt project and structured financings.  It is expected that the PCSO will bring a heightened level of expertise and independent judgment to the management of those complex financings.  Additionally, the PCSO will be familiar with and adhere to the transaction management and monitoring requirements outlined in Global Leasing Credit Policy and REF guidelines.   This will include the preparation of status reviews and risk rating scorecards, as well as troubled asset reports.   The PCSO will provide timely responses to inquiries on the portfolio from senior Credit and Risk management. 

In executing these duties, the PCSO will interact with REF Program Management, Credit Underwriting, Engineering Support, Pricing, Legal and Contracts officers as needed.    The PCSO will also have significant interaction with our clients in the context of routine administration and project/financial performance discussions, as well as to address any credit or technical issues that may develop with individual transactions or projects.    These interactions may include the review and negotiation of potential transaction document modifications.  It is also expected that the PCSO will serve as a mentor to more junior associates and assist those associates in addressing more complex transaction situations.

This position is posted as a Portfolio Credit Senior Officer position, but is flexible to be filled as a Portfolio Credit Officer based on the skill set/experience of the candidate.

Preferred Education:

Undergraduate degree in finance or accounting; MBA preferred. Engineering, mathematics or other technical degrees will be considered with an MBA.

Preferred Prior Work Experience: 

8 to 10 years’ experience in commercial banking or finance industry with significant credit, tax equity, and energy project finance experience.    Exposure to renewable energy project finance would be a plus.  Knowledge of energy-related industries is essential; familiarity with the renewable energy sector is a plus.

Preferred/Desired Skills:

  • Extensive experience in the analysis and management of highly complex, project-oriented transactions (tax equity and debt), including problem solving.
  • Demonstrated aptitude for reviewing, understanding and interpreting associated transaction documents and project contracts, as well as negotiating modifications and amendments to the same.
  • Solid foundation in energy project finance; comfortable with project financial and operating performance analysis. Good project and financial modeling skills. 
  • Strong credit and risk analysis skills, including experience in commercial and large corporate credit analysis.
  • Ability to work efficiently and productively on several transactions or tasks at one time.
  • Ability to interact effectively with internal and external clients and partners.  Experience mentoring junior associates.
  • Clear and articulate oral and written communication skills
  • Computer skills; very comfortable with applications such as Word and Excel.   
  • Results oriented; is able to meet deadlines.
  • Preferred locations – New York, Providence, Charlotte or Boston


1st shift (United States of America)

Hours Per Week: 


Learn more about this role

Full time


Manages People: No

Travel: Yes, 20% of the time


Talent Acquisition Contact:

Referral Bonus: