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Credit Risk Officer-Corp/Comm

Charlotte, North Carolina

Job Description:

The Credit Officer effectively executes broad credit risk management responsibilities within Wholesale Credit. Primary responsibilities include:

  • Primary account responsibility for a complex portfolio of Large Investor Owned Utilities and Independent Power Producers.
  • Structure complex transactions and negotiate complex credit documentation to mitigate risk appropriately.
  • Solid communication and presentation skills; team player with a positive attitude.
  • Develop and maintain a deep understanding of the industry and an assigned portfolio of clients to assess risk solutions that balance risk and return.
  • Develop and maintain a deep understanding of the Global Banking & Markets product spectrum.
  • Develop and maintain strategic partnerships with Corporate Banking, Investment Banking, Global Markets and Treasury Management.
  • Independently develop high quality credit analysis with a focus on business rationale, key risks, sources of repayment, projections and returns & profitability
  • Independently assess, diligence and make justifiable credit recommendations.
  • Establish appropriate internal risk ratings for clients and implement accurate adjustments throughout the clients’ credit life cycle.
  • Participate in strategic projects to support business goals.
  • Management responsibility for Analysts on the team.
  • Responsible for driving portfolio asset quality and speed to market

Required Skills

  • 7 - 10 years’ experience in large corporate lending environment, with understanding of loans, trading & treasury products.
  • Able to soundly manage the portfolio and justify rationale for recommended transactions.
  • Must have ability to manage the most complex transactions, possess strong credit skills and transaction experience, and demonstrate the ability to work with senior officers, business partners, and clients.
  • Must be able to independently lead diligence efforts, make approval recommendations, negotiate loan documentation and execute timely closings
  • Requires effective communication style and ability to manage multiple priorities - must be a team player
  • BA degree required


1st shift (United States of America)

Hours Per Week: 


Learn more about this role

Full time


Manages People: No

Travel: Yes, 10% of the time


Talent Acquisition Contact:

Referral Bonus:

Street Address

Primary Location:
100 N TRYON ST, NC, Charlotte, 28255