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Associate, Wholesale Credit Analyst, Wholesale Credit, Beijing

Beijing, China

Job Description:

Associate, Wholesale Credit Analyst, Beijing

About Bank of America

Our purpose as a firm is to make financial lives better, through the power of every connection. Across the world, we partner with leading corporate and institutional investors through our offices in more than 35 countries. In the U.S. alone, we serve almost all of the Fortune 500 companies and approximately 67 million consumer and small-business clients. We provide a full suite of financial products and services, from banking and investments to asset and risk management. We cover a broad range of asset classes, making us a global leader in corporate and investment banking, sales and trading.

Connecting Asia Pacific to the world

Our Asia Pacific team is spread across 19 cities in 12 markets. We are focused on connecting Asia to the world and the world to Asia, using our global expertise to ensure success is shared between us, our clients and our communities. Our regional footprint covers 12 currencies, more than a dozen languages and five time zones, placing us firmly among the region’s leading financial services companies.


  • Maintain close dialogue with business partners and assist to find most appropriate financial solutions to clients
  • Provide analytical and other support to senior team members and interact with origination (Corporate Banking, Investment Banking, Global Markets, Global Transaction Services, etc.), risk and other support functions to support responsible growth
  • Analyze customer financial strength, business strategy, market factors, regulatory environment to prepare credit memos and support portfolio management of Financial Institution customers (Government FIs, Banks, Broker-Dealers, Insurers, Funds and etc.) and Corporate customers
  • Monitor the financial performance, industry trend and news flow associated with existing and new relationship; Identify and escalate emerging risks
  • Strong understanding of internal policy, procedures and regulatory requirements and to ensure full compliance in all respects
  • Manage internal and external reviews and audits requirements
  • Review various legal documents for relevant credit products


  • Bachelor degree in Business Administration, Economics or related disciplines
  • 3-4 years of experience in banking and finance or related field, preferably in a large financial institutions
  • Knowledge of the Chinese FI market
  • Working experience with capital market and banking products, including loans, derivatives, trade finance, cash management and treasury products
  • Ability to work independently and under time pressure
  • Good written and verbal communication skills in both English and Chinese
  • Proactive & positive nature, problem solving skills, and results-oriented approach

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Full time


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