Job Description:
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day.
One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We’re devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.
Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization.
Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference. Join us!
Key Responsibilities
- Prepare financial spreading and detailed credit memos/analysis of Financial Institutional clients (including banks, broker dealers, insurers and fintech firms), and recommend credit decision based on the financial information, macro-economic/ industry situations, and other relevant information that comply with the Bank’s credit policies, procedures, business strategies, and regulatory requirements
- Manage a portfolio of clients and monitor their financial performance and news daily to identify and escalate any emerging risks promptly. Also, attend client meetings to perform credit due diligence periodically
- Collaborate with business partners (including Credit Risk, Corporate Banking, Investment Banking, Global Markets, and Global Transaction Services) to leverage their expertise and insights on clients. Also assist in managing client relationships, finding appropriate financial solutions and ensure all parties are aligned with the Bank’s overall strategic goals and objectives
- Work on ad hoc reports and handle any duties assigned by manager or senior team members
Competencies
- Strong analytical skills, and excellent written and verbal communication skills in both English and Chinese
- 4-5 years of experience in banking/finance industry, with some knowledge of capital market, banking products and Greater China financial institution markets
- Strong collaborative skills and a good team player
- High level of accuracy in work with attention to small details
- Good time management and ability to work effectively under tight time pressure
- Minimum Bachelor’s degree in Business Administration, Economics or related disciplines
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