girl looking into her desktop
Back to search results

Attorney - Consumer Banking

Charlotte, North Carolina;

Job Description:

JOB DESCRIPTION:

Candidate will join the Fair and Responsible Banking legal team, providing legal support on fair lending & banking/anti-discrimination, UDAAP, and/or Community Reinvestment Act (CRA) requirements across the enterprise.  Provide ongoing practical legal advice, counsel, and advocacy in the team’s coverage areas, including:  interpreting current and proposed laws and regulations as applicable to all aspects of the product lifecycle, customer treatment, models and data use, channel strategy, and marketing;  identification and appropriate mitigation of risk, including supervision and evaluation, under attorney-client privilege, of testing and monitoring and internal reviews; and supporting company responses to government agency examinations and investigations, enforcement actions, private complaints, and litigation.

 

REQUIRED SKILLS AND EXPERIENCE:

  • Juris Doctor degree and licensed in good standing to practice law in at least one state in which Bank of America does business
  • 10 or more years of relevant experience as an attorney in a law firm, government agency, or in-house environment
  • Significant experience with anti-discrimination and consumer protection laws and regulations, including relevant federal/state/local fair lending & banking laws (e.g., Equal Credit Opportunity Act, Fair Housing Act, Home Mortgage Disclosure Act, and/or Community Reinvestment Act) and/or UDAAP/UDAP laws

 

DESIRED SKILLS AND EXPERIENCE:

  • Relevant experience working in a government regulatory or enforcement agency
  • Demonstrated excellent written and verbal communication and interpersonal skills; executive presence when dealing with high-level business leaders
  • Excellent issue spotting, risk assessment, research, and problem-solving/analytical skills; ability to quickly identify key issues, separate the noise, and provide practical advice and solutions
  • Ability to work closely with other lawyers, compliance and risk professionals, etc., in a collegial and cooperative manner
  • Excellent organizational/project management skills and attention to detail
  • Initiative and strong work ethic (self-starter); ability to work independently
  • Client focused, emphasis on prompt delivery of quality services
  • Flexibility and adaptability when faced with changing conditions or priorities in a fast-paced environment
  • Experience with any/all of the following:
    • Federal administrative rulemaking processes and interpreting new regulatory requirements
    • Administrative fair housing complaints filed with HUD and/or substantially equivalent agencies
    • Statistical analysis and/or algorithmic models, particularly in the fair lending/anti-bias context
    • Managing the work of investigators, paralegals, and/or other professionals
    • Banking regulator supervisory examinations
    • Supporting targeted reviews of business practices to identify and mitigate potential fair lending/banking and/or UDAAP risk

Job Band:

H4

Shift: 

1st shift (United States of America)

Hours Per Week:

40

Weekly Schedule:

Referral Bonus Amount:

0

Job Description:

JOB DESCRIPTION:

Candidate will join the Fair and Responsible Banking legal team, providing legal support on fair lending & banking/anti-discrimination, UDAAP, and/or Community Reinvestment Act (CRA) requirements across the enterprise.  Provide ongoing practical legal advice, counsel, and advocacy in the team’s coverage areas, including:  interpreting current and proposed laws and regulations as applicable to all aspects of the product lifecycle, customer treatment, models and data use, channel strategy, and marketing;  identification and appropriate mitigation of risk, including supervision and evaluation, under attorney-client privilege, of testing and monitoring and internal reviews; and supporting company responses to government agency examinations and investigations, enforcement actions, private complaints, and litigation.

 

REQUIRED SKILLS AND EXPERIENCE:

  • Juris Doctor degree and licensed in good standing to practice law in at least one state in which Bank of America does business
  • 10 or more years of relevant experience as an attorney in a law firm, government agency, or in-house environment
  • Significant experience with anti-discrimination and consumer protection laws and regulations, including relevant federal/state/local fair lending & banking laws (e.g., Equal Credit Opportunity Act, Fair Housing Act, Home Mortgage Disclosure Act, and/or Community Reinvestment Act) and/or UDAAP/UDAP laws

 

DESIRED SKILLS AND EXPERIENCE:

  • Relevant experience working in a government regulatory or enforcement agency
  • Demonstrated excellent written and verbal communication and interpersonal skills; executive presence when dealing with high-level business leaders
  • Excellent issue spotting, risk assessment, research, and problem-solving/analytical skills; ability to quickly identify key issues, separate the noise, and provide practical advice and solutions
  • Ability to work closely with other lawyers, compliance and risk professionals, etc., in a collegial and cooperative manner
  • Excellent organizational/project management skills and attention to detail
  • Initiative and strong work ethic (self-starter); ability to work independently
  • Client focused, emphasis on prompt delivery of quality services
  • Flexibility and adaptability when faced with changing conditions or priorities in a fast-paced environment
  • Experience with any/all of the following:
    • Federal administrative rulemaking processes and interpreting new regulatory requirements
    • Administrative fair housing complaints filed with HUD and/or substantially equivalent agencies
    • Statistical analysis and/or algorithmic models, particularly in the fair lending/anti-bias context
    • Managing the work of investigators, paralegals, and/or other professionals
    • Banking regulator supervisory examinations
    • Supporting targeted reviews of business practices to identify and mitigate potential fair lending/banking and/or UDAAP risk

Shift:

1st shift (United States of America)

Hours Per Week: 

40

Learn more about this role

Full time

JR-22024978

Band: H4

Manages People: No

Travel: No

Manager:

Talent Acquisition Contact:

Jeri Risin

Referral Bonus:

0