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Community Lending Officer - Albany

Albany, New York

Job Description:

The Financial Center Community Lending Officer is responsible for originating retail mortgage loans and other lending products through maximizing client relationships within a designated Financial Center. This individual would have an extensive understanding of the local Affordable Housing Market, Housing Assistance Programs, and experience providing thoughtful lending solutions and guidance to Low to Moderate Income and First Time Homebuyers. Contact may be either telephonic or in-person. Must complete curriculum to achieve certification in Neighborhood Lending. This position is subject to SAFE Act registration requirements. Pursuant to the SAFE Act requirements, all employees engaged in residential loan mortgage originations must register with the federal registry system and remain in good standing. Since your position requires SAFE Act registration, you will be required to register and to submit to the required SAFE Act background check and registration process. Failure to obtain and/or maintain SAFE Act registration may result in your immediate termination.

Required Skills:
- Two years of experience in loan originations
- Knowledge of conventional and/or government guidelines as well as affordable mortgage products and programs
- Knowledge of processing underwriting and/or closing procedures/federal lending regulations governing real estate lending
- Ability to organize and deliver Home Buyer Workshop presentations
- Strong written and verbal communications skills
-  Teamwork and client service skills a must
- Self-motivated and highly organized
- Ability to prioritize multiple competing tasks

Desired Skills:
- Familiar with FHA and HUD guidelines
- Knowledge of community housing counseling agencies
- Knowledge of local competition product offerings and real estate market dynamics
- Strong computer skills including MS applications and previous experience utilizing laptop technology for client communication purposes including accessing rate, credit and loan status information
- Solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously
- Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences
- Ability to analyze and comprehend complex financial data and provide appropriate financial solutions
- Professional and effective interpersonal skills

Shift:

1st shift (United States of America)

Hours Per Week: 

40

Full time

JR-19078019

Manages People: No

Travel: Yes, 5% of the time

Talent Acquisition Contact:

Referral Bonus:

Street Address

Primary Location:
69 STATE ST, NY, Albany, 12207